Truck Insurance
The business that uses trucks cannot be covered under a standard commercial auto insurance coverage and therefore, requires specialized insurance coverage specially designed for the trucks.
Trucks are big and can impose heavy damage to others like cars, bikes, or even their own vehicle’s repair costs can go very steep in case of an accident.
Oftentimes, not only the vehicle has been damaged but the cargo loaded in the truck also get damaged which can again impose a huge financial burden on the trucking company but, with trucking insurance, you can avoid all these hassles and keep your business safe.
The following are the insurances that come under the trucking category-
Liability Insurance
In this insurance, every liability gets covered that the truck can cause i.e. pedestrians, delivery docks, their property, public property, etc.
Physical Damage Insurance
Any physical damages incurred by fire, vandalism, theft, etc. will be covered in the physical damage insurance.
Cargo Insurance
Your clients rely on your trucks to safely deliver the goods to them, but, the roadways and terrains can be very unpredictable and therefore, can cause damages or sometimes lost due to various factors. In these cases, the cargo insurance helps in the coverage of these damages.
Environmental Liability Insurance
In case, your truck is transporting environmentally hazardous substances and in case of spilling of the substance, this insurance policy can help in bearing the cleaning cost imposed on the business.
Bobtail Insurance
In case, your truck is not operational then also your truck needs some basic coverage if at all any damage was caused. In these cases, bobtail insurance can help the business in incurring that cost through insurance coverage.
The trucking policies and insurance kits are highly customized to meet individual requirements. The insurance product also gets changed based on the product you are transporting. The cost also gets highly influenced by the terrain, distance, weight, etc.
In case of any insurance claim, our dedicated team provides the best service where we clear the claim settlement quickly and in the best interest of our clients. We also have a high claim settlement ratio which gives our insurance products a favorite insurance choice for trucking businesses.